Gaurav has been rather unusually lucky in encountering stupidity. As for me, if ever I changed professions to become a serial killer, I’d specialise in killing ICICI Bank employees.

Here is a sample conversation I had some years back.

Me: I’d like a DD drawn on Lucknow please. [I was paying off my educational loan]
She: We don’t have a branch in Lucknow. Would Hyderabad do?
Me: How would that help?
She: You’d save on charges. If we don’t have a branch in a place, we’d have to use correspondent banks and the charges for that will be higher…
Me: But I want a DD on Lucknow. How would getting one drawn on Hyderabad help?
She: They are close by right?

She had a narrow escape that day.